Who Needs Super Visa Medical Insurance?
Anyone applying for a Super Visa to visit Canada for an extended period of time must have comprehensive medical insurance coverage. This includes:
- parents and grandparents of Canadian citizens and permanent residents
- other family members who aren’t Canadian citizens or permanent residents
It’s important to choose a policy that is valid for at least 1 year. You should also consider additional coverage options for things like pre-existing medical conditions or travel outside of Canada.
How Much Medical Insurance Do You Need for a Super Visa?
For a Canadian Super Visa, applicants must have a minimum of $100,000 CAD in medical insurance from a Canadian insurance company.
What Does This Medical Insurance Cover?
Super Visa medical insurance commonly covers these items:
- The cost of hospitalization, room and board, as well as any associated medical procedures or treatments.
- The cost of repatriating your remains back to your home country in the event of death.
- Any other medical expenses incurred as a result of unexpected illnesses or accidents. These include doctor visits, prescription drugs, ambulance services, and diagnostic tests.
The exact coverage will depend on the specific insurance policy you buy. You’ll want to review the terms and conditions of your policy carefully before purchasing.
How Much Does Super Visa Medical Insurance Cost?
The cost of super visa travel insurance depends on a number of factors:
- Age: older individuals may pay higher premiums due to the higher risk of health problems
- Length of stay: longer stays generally result in higher premiums
- Coverage amount: the more coverage you have, the higher the cost
- Pre-existing medical conditions: if you already have a medical condition, your premiums may be higher
- Number of people covered: insuring multiple individuals will result in higher costs
On average, the cost of Super Visa travel insurance in Canada can range from a few hundred dollars to over a thousand dollars per year.
When Should Super Visa Insurance Start?
For a Canadian Super Visa, the medical insurance coverage should start from the entry date into Canada. It is recommended that you purchase insurance well in advance of the planned trip. This will ensure that it’s in place and valid before your parents or grandparents travel to Canada.
Do You Need Insurance Before Applying for a Super Visa?
Yes, you need to have medical insurance in place before you apply. Showing proof of insurance is part of the Super Visa application. This will help make certain the application is processed smoothly without delays.
How Do You Get Medical Insurance for a Super Visa?
Look for insurance companies offering medical insurance coverage for visitors to Canada. Compare the coverage and cost of different policies.
1. Determine the required coverage: Make sure the insurance policy you select meets the requirements:
- minimum coverage of $100,000 CAD
- for a period of at least one year
- coverage for hospitalization, repatriation of remains, and other medical expenses.
2. Contact the insurance companies to request quotes for the coverage you require.
3. Compare the quotes from insurance companies and choose the one that best meets your needs and budget.
4. Once you have chosen the policy, you can purchase the insurance from the insurance company.
As mentioned, it’s recommended that you purchase the insurance well in advance of the planned trip. You don’t want it to impact your parents’ or grandparents’ arrival.
Do you have loved ones traveling to Canada soon? Take a look at our Visitors to Canada Super Visa Medical Insurance. We would be happy to help you plan for their arrival. Monthly payment options now available. Contact one of our insurance specialists today.